Servco First-Time Buyer Program

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Your First Car Starts Here

Buying your first car should feel exciting, not overwhelming. Servco Toyota’s First-Time Buyer Program helps first-time car buyers move forward with confidence.{1}


Whether you’re building credit, financing for the first time, or exploring what’s possible, we’re here to help make the process easier.

Flexible Financing

  • Financing options designed for first-time buyers
  • Some qualified buyers may be eligible to finance without a co-buyer
  • Guidance through every step of the process

$1,000 Down Payment Support

  • Reduce upfront costs
  • Eligible qualified buyers will receive $1,000 toward down payment support on new Toyota vehicles{1}

Beyond financing, Servco Toyota can also help simplify the process by providing assistance with insurance verification and insurance documents.{2}

Take the first step toward your first car today.

I'm Interested

Tell us a little about yourself and we'll help get you started.

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Please enter a valid email address. Email must follow the format 'email@domain.com'
Please enter a valid 10-digit phone number.
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Please select a preferred dealership.

By submitting this form, I understand that I may be contacted by Servco Toyota. To learn more about how Servco Toyota handles your personal information, please click here.

Takes two minutes · No obligation

Frequently Asked Questions

If you’re purchasing your first vehicle and will be financing or leasing, you may qualify for the program.

Not at all. The program was created specifically for first-time buyers, including those with little or no credit history.

No. This program is designed for first-time buyers financing or leasing their first vehicle.{3}

A down payment is required, but it may be lower than expected. Through the Servco Toyota First-Time Buyer Program, qualified buyers will receive $1,000 in down payment support.{1}

Yes. You can review estimated payments and options first, so you can shop with confidence.

Not always. With Servco Credit Advantage, many first time buyers can qualify on their own, depending on their situation.

You can choose any new Toyota vehicle, but approval is required.

Most programs focus only on approval. The Servco Toyota First-Time Buyer Program also offers flexible financing and down payment support for qualified buyers.{1}

The program is currently available through December 31, 2026. Terms and conditions apply.

Yes. A team member will reach out to help you review your options and answer any questions.